What You Don’t Know About Your Insurance Could Hurt You!

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Chapter Event: Dallas

What You Don’t Know About Your Insurance Could Hurt You!

September 19, 2019 6-8PM


Insurance lingo isn't easy to understand, especially when some policies have multiple names. Such is the case with professional liability insurance, also known as errors and omissions insurance. These names are interchangeable and used to describe the same policy.

So why does it have two names?

And what does the policy do?

Do I have the right policy for my industry?

Businesses that provide professional services such as consulting, troubleshooting, or installation often need an E&O policy because those services come with special liabilities. Namely, you can be sued over:

  • Breach of contract
  • Oversights or errors
  • Providing substandard or incomplete work

If these professional mistakes result in a financial loss for your client, the client could sue your business to recoup expenses. That's where professional liability / errors and omissions insurance comes in. This policy can help cover:

  • Attorney's fees
  • Court costs
  • Settlements or judgments

Even if there was nothing wrong with the quality of your work, a difficult or dissatisfied client can sue your business over a perceived problem. That means you'll likely win the case if it goes to court, but you'll still have to pay for a legal defense and court costs. Without E&O insurance, that could represent a major financial difficulty for your business.

Join our panel of Insurance Professionals as we get to the bottom of these questions and more!

This meeting is for all industry professionals that provide these types of services. So whether you are an Expert Witness, Consultant, CPA, Realtor, Contractor, Engineer etc…you can benefit from this awesome information!


Larry A. Hoellwarth

Larry A. Hoellwarth has over thirty years in professional liability defense and coverage litigation. Mr. Hoellwarth has specialized In professional liability defense and coverage litigation, having directly defended hundreds of such claims and lawsuits against insurance and securities brokers, managing general agents, attorneys, accountants, adjusters, appraisers, architects, engineers, safety consultants, title abstractors, title agents, real estate managers, and other non-medical professionals. Mr. Hoellwarth has also litigated major professional liability coverage cases, including Smith v. Newman, 682 N.E.2d 1245 (2nd Dist. Ill. 1997), which establishes the objective standard for proof of prior awareness as a coverage defense under Illinois law; and Those Certain Underwriters at Lloyds v. Professional Underwriters Agency, Inc., 364 Ill.App.3d 975 (2nd Dist. Ill. 2006) (declaring that insurers has no interim duty to defend while declaratory judgment pending). He also serves as coverage and monitoring counsel for insurers on national professional liability programs.

Mr. Hoellwarth is a member of the American Bar Association Committee on Insurance Coverage Litigation, the Professional Liability Committee of the Tort and Insurance Practices Section, and the Standing Committee on Lawyers’ Professional Liability. He is also active in the Professional Liability Underwriting Society (“PLUS”), and has edited chapters addressing lawyers’ and agents’ & brokers’ liability for the study manual for the Registered Professional Liability Underwriter designation for the PLUS.


  • B.A. summa cum laude, Phi Beta Kappa, Albion College
  • J.D. Northwestern University School of Law, 1983
    • Member, National Moot Court Team

Bar Admission

  • State of Illinois, 1983
  • U.S. District Courts for the Northern District of Illinois, 1983
  • U.S. District Courts for the Central District of Illinois, 1983
  • U.S. Court of Appeals for the Seventh Circuit, 1983
  • Pro hac vice for particular cases inWisconsin, Michigan, Minnesota, South Dakota, California


Lezlee Liljenberg

Lezlee Liljenberg, entered the insurance business in 2004 as she started her first agency from ground zero, growing the business to over 6 million in 12 years.

Ms. Liljenberg holds a BA in Journalism/Public Relations and an MA in Political Science/Public Administration from the University of Texas at Arlington. She is a Professional Financial Representative holding licenses as 6 & 63 Securities, a Property & Casualty Agent, Life & Health Expert and Texas Real Estate Broker.

She is well-known in the insurance and real estate industries for her responsiveness, knowledge, and professionalism in handling situations in both industries. Her 32 years of contractual knowledge is extensive and is strengthened by her years as a Commodity Electricity trader during Deregulation in 2001.


This course has been approved for CFLC credit.


Park City Club

5956 Sherry Lane, #1700

Dallas, TX 75225



Advance Registration
Member price: $65.00
Non-member price: $70.00

On-site Registration
Member price: $75.00
Non-member price: $80.00

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