Forensic Expert Witness Profile


Robert Underdown


The Insurance Archaeologist™
8030 E. Gary Road
Scottsdale, AZ 85260

Phone: 480-216-1364
Fax: 480-367-8479


  • Insurance Agent and Broker duties and standard of care
  • Insurance industry standards and practices and coverages
  • Bad Faith insurance claims both First-party and Third-party
  • Insurance Coverage Opinions, commercial and personal lines
  • Expert in Fidelity and Surety policies, claims and coverage
  • Workers’ compensation retrospective rating calculations
  • Life insurance suitability opinions and industry standards
  • Third Party Claims Administration Standards and practices
  • Risk Management Standards and Practices, Industry Standards
  • Insurance coverage for Attorney Errors and Omission claims



Insurance Expert Witness Robert Underdown is a highly qualified insurance expert witness providing testimony in insurance cases across the United States. Recent cases for which he has provided insurance expert testimony include standard of care for: insurance agents and brokers, insurance claims adjusting, insurance company bad faith, insurance industry standards, Fidelity and Surety claims, and life insurance suitability opinions. He has also provided opinions on a variety of coverage questions for property and casualty insurance policies.
A polished professional, Mr. Underdown has over 30 years of experience in insurance and risk management. He has served in public risk management positions with large cities in California and Arizona. In the private sector his experience includes serving as risk manager for large corporations in the areas of: banking, a nationwide private ambulance service and a leading metropolitan retailer. Bob has served as an expert witness in cases from Alaska to Florida.
His additional insurance expert experience includes serving as claims manager for a third-party claims administrator, supervisor for an insurance carrier, structured settlement broker, and life insurance marketing.
Appointed, 2018, to serve a four-year term as a public member of the Judicial Selection Committee on Character and Fitness for the Supreme Court of the State of Arizona.
Associate member of the American Bar Association, member of the Tort Trial and Insurance Practice Section and Fidelity and Surety Law Section.
Active Fellow of the Claims and Litigation Society Member-Insurance Coverage Committee, Member-Publication/Magazine Committee.

Curriculum vitae

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