Scott Margraves started his second career as a full-time expert witness in 2020, backed with over thirty-three years commercial property & casualty insurance experience. Mr. Margraves has been retained as an expert witness in 26 cases for both state and federal courts. He works with plaintiffs and defendants on cases he believes in. Case assignments are divided between 14 for Defense and 12 for Plaintiff, including Arkansas, Colorado, Illinois, Louisiana, New Mexico and Texas. He is an insurance industry expert that brings extensive experience in all aspects of property & casualty insurance interpretation, policy forms, applications, claims, safety programs, and contract integration. Expertise includes standard of care, bad faith, agency E&O, marine, pollution, transportation, surety & bonds, CYBER, and Certificates of Insurance. Mr. Margraves is well-versed in the placement of insurance policies from an insured’s perspective. As a front-line producer, he weathered forty-three (five major) hurricanes, three “five-hundred-year” floods and multiple catastrophic fire claims. Agency roles included insurance broker, claims supervisor, marketing, agency partner, and risk manager. He is the Principal Consultant and Founder of Gulf Coast Risk Management, LLC (GCRM). GCRM provides consulting services to attorneys, property owners, asset managers, and general contractors regarding insurance placement, interpretation, and recommended contractual insurance requirements while explaining the relationship and alignment with indemnity and insurance provisions. GCRM provides research, analysis and advice to commerce, industry, government and individuals. He is Past President of the Independent Insurance Agents of Houston, Past Vice Chairmen of IIAT IMPACT Region 10, Member of Insurance Academy, and Lifetime Committeemen for the Houston Livestock Show and Rodeo and currently serves as a Board Member for the American Association of Insurance Management Consultants. Margraves operates COIs R Us, a certificate of insurance (COI) compliance and tracking company. COIs R Us compares the contractual obligations of an agreement with the COI. COIs R Us processes thousands of COIs for landlords and general contractors for compliance annually.