Insurance professional with over 34 years’ experience in property and casualty insurance policies, form interpretations, and claims handling. Insurance career spans serving in insurance agency roles of insurance broker, claims facilitator, marketing, agency partner, and risk manager. Producer of thousands of commercial, personal, life, and health insurance portfolios, with extensive experience handling complex hurricane, flood and catastrophic fire claims. Experienced expert witness on insurance standard of care, bad faith, errors and omissions, and property and casualty insurance matters.